✅ Don’t walk into 2025 Louisiana real estate unprepared!
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4 Hard Truths You NEED to Know Before Buying in 2025:
1️⃣ Budget 1% of your home’s value for maintenance yearly—on a $420K home, that’s $4,200!
2️⃣ Mortgage payments can increase when property taxes rise, but they can also drop when you remove PMI or refinance!
3️⃣ A pre-approval isn’t a budget! Lenders often approve you for more than you can comfortably afford. Stick to your monthly goals.
4️⃣ Interest rates AND lender fees are negotiable—get multiple quotes before committing!
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