Here’s what no one tells you about mortgage pre-approvals:
- Hidden fees and costs can surprise you
- Multiple applications might impact your credit score
- Pre-approvals can be withdrawn if your finances change
- Pre-approvals have expiration dates, usually 60-90 days
- Can limit your flexibility with other lenders
But imagine this:
A pre-approval gives you negotiation power, a clear budget, faster closings, better rates, and a smoother, less stressful homebuying process.
Don’t skip this crucial step—Ask me about a reputable mortgage broker who can get you pre-approved and on the path to your dream home! 🏡💪
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